Considering the Cost of Infertility Treatment
The cost of infertility treatment adds up very fast more so if the treatment option is in vitro fertilisation (IVF). Depending on the technicality of the treatment, one treatment cycle can range from almost $10,000 to about $15,000. A patient who needs intracytoplasmic sperm injection (ICSI) will spend at least $15,000 before the completeion of one cycle. This procedure is more expensive because it involves injecting one sperm directly into the egg cell. Depending on each individual couple, some may require at least three treatment cycles in order for them to yield successful results and get pregnant. This therefore means that before the actual pregnancy, a couple may have spent almost $50,000 and there is no guarantee that the procedure will actually get them pregnant.
Because of the high cost of infertility treatment options today, people have come up with tips that can make the cost slightly more bearable. One of these tips is spending money from a flexible account. This option is not always open for many people because most people do not have a flexible spending account to begin with. Such an account is available to most employees whose employers give them a chance to save a certain amount of their pre-taxed earning every month for specific needs. These needs are normally medical expenses not covered by insurance companies. Another tip is borrowing money from one’s retirement money, although this option is also not availale with all retirement plans. However, most retirement plans allow their customers to borrow money if they are going to use it for a justifiable reason.
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